
Progressive is a “new school” car insurance company. It uses the Internet as well as an insurance company has and has done a great job of advertising. Progressive has over 450 offices and more than 28,000 employees in the United States.
Progressive has a clear cut strategy in dealing with Maryland accident settlements: lowball the plaintiff. Almost invariably, car accident victims will get a higher recovery by letting the case go to a jury than they would accepting Progressive’s best presuit offer. This is the case with almost any insurance company settlement offer presuit but particuarly so with Progressive. There is not an insurance company that our accident lawyers deal with that consisently gives worse offers than Progressive.
In Maryland, Progressive is emboldened by the small car insurance policies it writes which are often as low as $20,000. So Progressive can figuratively stick its chest out and refuse to pay on liablity accident claims, knowing that, in the end, it can always offer up its policy at some later date.
Progressive Insurance in Maryland often becomes more practical after a settlement offer has been rejected and a lawsuit has been filed. A part of the reason for that resources. Although Progressive often hires outside lawyers, its in-house counsel, the Law Office of Donald Speidel, has only four lawyers. While they are good lawyers, four lawyers can only handle so many cases given Progressive’s market share in Maryland. Accordingly, lawyers typically get more reasonable offers after suit has been filed. (We may hate this practice but it may well be a good business model for Progressive.)
If you have been hurt in a car accident in Maryland where the driver that hit you is Progressive, or if you are filing an uninsured motorist claim against Progressive and you believe you may be entitled to money damages, call us at 800-553-8082 or get a free online consultation.